Loan Against Mutual Fund

Key Benefits of LAMF One of the primary benefits of LAMF is that it enables investors to access funds quickly without the need to sell their mutual fund units. This ensures that you continue to earn potential returns on your investments while meeting your immediate financial needs. Additionally, the interest rates on LAMF are often more competitive than unsecured loans, making it a cost-effective borrowing option. Another advantage is the flexibility in repayment, where you can repay the loan in full or in parts at your convenience, subject to the lender’s terms.

Eligibility and Process The eligibility for LAMF typically depends on the type and value of the mutual funds held. Both equity and debt mutual funds are generally acceptable as collateral, although the loan-to-value (LTV) ratio may vary. The process to avail of a LAMF is relatively straightforward: you apply for the loan, the lender assesses the value of your mutual fund portfolio, and once approved, the loan amount is disbursed. The pledged units are then marked as lien, meaning they cannot be redeemed or sold until the loan is fully repaid.

Why Choose Our Loan Against Mutual Fund Services? At Munaafa Financial Services, we provide seamless Loan Against Mutual Fund services, ensuring you get the financial support you need without disrupting your investment plans. Our team of experts helps you understand the terms and benefits of LAMF, assisting you in selecting the best loan options tailored to your needs. We partner with reputed financial institutions to offer competitive interest rates and flexible repayment options. Trust us to provide a hassle-free experience, allowing you to leverage your mutual fund investments effectively while maintaining your financial growth trajectory.