Disclaimer

General Information

The information provided on this website is for general informational purposes only. While efforts are made to keep the information accurate and up to date, Munaafa Financial Services makes no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, or suitability of any information, products, or services available on this website.

Munaafa Financial Services makes no representations or warranties, express or implied, regarding the completeness, accuracy is an AMFI Registered Mutual Fund Distributor (ARN: 32673 & 180773) and is NOT a SEBI Registered Investment Adviser. Nothing contained on this website should be construed as investment advice.

Nature of Services

Munaafa Financial Services facilitates distribution of financial products offered by SEBI-registered entities and other permitted product providers. All services are provided in a distribution capacity only and do not constitute investment advisory or portfolio management services.

Risk Disclosure

Investments in securities markets are subject to market risks. Please refer to the Risk Factors page for detailed information.

Product-Specific Disclosures

Product-specific risk disclosures, including those related to Mutual Funds, PMS, AIF, SIF, Insurance, bonds, or other products (where applicable), are available on the Risk Factors page and relevant sections of this website.

Commission Disclosure

Munaafa Financial Services receives commission from product providers for the distribution of financial products. Details are available on the Commission Disclosure page.

Tools & Calculators

All tools, calculators, and projections provided on this website are for illustration purposes only. Actual outcomes may vary based on market conditions and other factors.

Scheme / Product Documents

Relevant offering documents such as Scheme Information Document (SID), Key Information Memorandum (KIM), Disclosure Documents, or other product-related materials are available with the respective product providers.

Scheme Updates & Changes

Please note all material changes to mutual fund schemes – including, but not limited to: modifications in scheme terms, asset allocation, fund manager designation, risk profile, or expense structure – are published by the respective asset management companies (AMCs) through official channels such as Notice cum Addendum, email, SMS and public disclosures. These communications are sent directly to investors by the AMCs as part of the regulatory disclosure requirements. In line with industry practice, such information is not separately re- communicated by us unless specifically required. Investor are expected to refer to this official updated from time to time. We shall be not responsible for any impact or losses arising from non-review or inaction on such communications received directly from the AMCs

Third-Party Links

This website may contain links to third-party websites. Munaafa Financial Services does not control or take responsibility for the content, accuracy, or security of such websites.

Responsibility and Limitation of Liability

Incidental advice or assistance provided by Munaafa Financial Services is offered in good faith based on information disclosed by the investor. While reasonable care is taken, MFS

• Shall not be liable for market – related losses or changes in investor risk profile or goals.
• Does not offer any guaranteed returns

Grievance Redressal

For any complaints or grievances, please refer to the (Escalation Matrix) Grievance Redressal page. Complaints may also be registered on the SEBI SCORES platform (https://scores.sebi.gov.in/) or through SMART ODR (https://smartodr.in).

Modifications and Updates

We reserve the right to modify, update, or remove any part of disclaimer or website content without prior notice. Visitors are advised to review this disclaimer periodically.

Jurisdiction

These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts at Thane.